Motorcycle Insurance
You can buy motorcycle insurance online easily using UpShield Insurix website and mobile app. UpShield Insurix offers motorcycle insurance policy from the most reputed insurance companies who are committed to ensure financial protection in case your motorcycle gets damaged or you cause a damage to someone else while riding. You can pay the insurance premium using any bank card or mobile financial services as per your convenience.
There are two main types of motorcycle insurance: Comprehensive (Full) Coverage which covers vehicle damage, theft, and third-party liability; and Motor Liability Coverage Only which covers third-party liability at a lower premium. Comprehensive coverage is recommended for newer motorcycles.
If your motorcycle is relatively new or high-value, Comprehensive coverage is recommended as it protects against theft, accidents, and natural disasters. For older motorcycles, Motor Liability Coverage may suffice as it covers damages to third parties at a lower cost.
The premium depends on your motorcycle's cubic capacity (CC), market value, and whether you opt for add-ons like riot & strike damage, earthquake, or flood coverage. Comprehensive policies have higher premiums than liability-only policies.
Common exclusions include wear and tear, mechanical or electrical breakdown, damage while driving under the influence, using the vehicle for racing, and damage caused by war or nuclear risks. Always read your policy document carefully.
In case of an accident: 1) Ensure safety first, 2) File an FIR/GD at the nearest police station, 3) Notify UpShield Insurix within 24 hours, 4) Submit required documents including photos and repair estimates, 5) Our team will assess and process your claim promptly.
You can reach us at cs@upshieldinsurix.com, call our hotline, or visit our office. Our support team is available to help you choose the right plan, file claims, or answer any questions about your motorcycle insurance policy.