* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 16px;
  color: #0F2547;
  background: #fff;
  line-height: 1.5;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { display: block; max-width: 100%; }

.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

.center { text-align: center; }
.green { color: #00A897; }


/* navbar */
.navbar {
  background: #fff;
  border-bottom: 1px solid #EDF2F5;
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav-wrap {
  display: flex;
  align-items: center;
  gap: 32px;
  height: 68px;
}

.logo img {
  height: 90px;
  width: auto;
  margin-block: -12px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  margin: 0 auto;
}

.nav-links > a {
  font-size: 16px;
  font-weight: 500;
  color: #0F2547;
}
.nav-links > a:hover { color: #00A897; }

.nav-actions {
  display: flex;
  gap: 12px;
}

.login-btn,
.quote-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 9999px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
}

.login-btn {
  background: #fff;
  border: 1.5px solid #E2EAF0;
  color: #0F2547;
}
.login-btn:hover {
  border-color: #00A897;
  color: #00A897;
}

.quote-btn {
  background: #00A897;
  color: #fff;
}
.quote-btn:hover {
  background: #009499;
}


/* support dropdown */
.support-wrap { position: relative; }

.support-btn {
  background: #00A897;
  color: #fff;
  padding: 10px 20px;
  border-radius: 9999px;
  border: none;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.support-btn:hover { background: #009499; }

.support-menu {
  position: absolute;
  top: calc(100% + 12px);
  right: 0;
  width: 300px;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 16px;
  box-shadow: 0 8px 32px rgba(15,37,71,.10);
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: 0.25s;
  z-index: 200;
}
.support-menu.open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.menu-links li a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 500;
}
.menu-links li a:hover {
  background: #E6F9F9;
  color: #00A897;
}

.support-menu hr {
  border: none;
  border-top: 1px solid #E2EAF0;
  margin: 16px 0;
}

.menu-label {
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 12px;
}

.socials {
  display: flex;
  gap: 10px;
}
.socials a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
}
.socials a:hover {
  background: #00A897;
  color: #fff;
}

.contacts a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 8px 12px;
  border-radius: 6px;
  font-size: 14px;
  color: #6B7A8D;
}
.contacts a:hover {
  background: #E6F9F9;
  color: #00A897;
}
.contacts a span {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}


/* hero */
.hero {
  background: #fff;
  padding: 60px 0 80px;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.hero h1 {
  font-size: 42px;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 12px;
}

.hero-sub {
  font-size: 14px;
  color: #6B7A8D;
  margin-bottom: 26px;
}

.cat-list {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 10px;
  margin-bottom: 28px;
}

.cat {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 10px;
  padding: 14px 8px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  min-height: 88px;
  cursor: pointer;
}
.cat svg { color: #00A897; }
.cat span {
  font-size: 11px;
  font-weight: 600;
  text-align: center;
  line-height: 1.25;
  color: #0F2547;
}
.cat:hover {
  border-color: #00A897;
  box-shadow: 0 6px 20px rgba(0,184,190,.15);
}

.call-box {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 12px;
  padding: 10px;
  max-width: 460px;
  box-shadow: 0 4px 14px rgba(15,37,71,.04);
}
.call-box input {
  flex: 1;
  background: #F5F7F9;
  border: none;
  outline: none;
  padding: 10px 14px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
}
.call-box input::placeholder {
  color: #9AAABB;
  font-weight: 500;
}
.call-box button {
  background: #F26D3D;
  color: #fff;
  border: none;
  padding: 10px 26px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
}
.call-box button:hover { background: #E55A2B; }

.hero-img {
  display: flex;
  justify-content: flex-end;
}
.hero-img img {
  width: 100%;
  max-width: 440px;
  max-height: 420px;
  object-fit: cover;
  border-radius: 18px;
  box-shadow: 0 20px 50px rgba(15,37,71,.12);
}


/* sme */
.sme {
  background: #E8F6F7;
  padding: 80px 0;
}

.sme-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.sme-img img {
  width: 100%;
  max-width: 540px;
  height: 420px;
  object-fit: cover;
  border-radius: 20px;
  box-shadow: 0 20px 50px rgba(15,37,71,.12);
}

.sme h2 {
  font-size: 34px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 32px;
  max-width: 460px;
}

.sme-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.sme-item {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 18px 22px;
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  font-size: 16px;
  font-weight: 600;
  color: #0F2547;
  box-shadow: 0 2px 8px rgba(15,37,71,.04);
}
.sme-item:hover {
  border-color: #00A897;
  box-shadow: 0 8px 24px rgba(0,184,190,.15);
}

.sme-item .ic {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.sme-item:hover .ic {
  background: #00A897;
  color: #fff;
}

.sme-item .arr {
  margin-left: auto;
  color: #9AAABB;
  opacity: 0;
  transition: 0.25s;
}
.sme-item:hover .arr {
  opacity: 1;
  color: #00A897;
}


/* how it works */
.how {
  background: #fff;
  padding: 80px 0;
}

.how h2 {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 56px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  max-width: 1080px;
  margin: 0 auto;
  position: relative;
}

.step {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
}

.step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 38px;
  left: calc(50% + 50px);
  right: calc(-50% + 50px);
  border-top: 2px dashed rgba(0,184,190,.35);
}

.step-ic {
  width: 78px;
  height: 78px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
  position: relative;
  z-index: 1;
}
.step:hover .step-ic {
  background: #00A897;
  color: #fff;
}

.step h4 {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 8px;
  max-width: 240px;
  line-height: 1.35;
}
.step p {
  font-size: 14px;
  color: #6B7A8D;
  max-width: 260px;
  line-height: 1.55;
}


/* mobile app */
.app {
  background: linear-gradient(135deg, #F4FBFB 0%, #ECF7F8 100%);
  padding: 80px 0;
}

.app-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 80px;
  align-items: center;
}

.app h2 {
  font-size: 30px;
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 12px;
  max-width: 500px;
}

.app-sub {
  font-size: 14px;
  color: #6B7A8D;
  margin-bottom: 28px;
}

.feat-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 32px;
}
.feat-list li {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
}
.feat-list li span {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.dl-label {
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 14px;
}

.stores {
  display: flex;
  gap: 12px;
}
.stores a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  background: #0F2547;
  color: #fff;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
}
.stores a:hover { background: #000; }

.phone-card {
  width: 320px;
  height: 460px;
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 20px 50px rgba(15,37,71,.12);
  padding: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.phone-card img {
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
}


/* policies */
.policies {
  background: #fff;
  padding: 80px 0;
}

.policies h2 {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 48px;
}

.policy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.policy {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: 0.25s;
}
.policy:hover {
  border-color: #00A897;
  box-shadow: 0 12px 32px rgba(15,37,71,.10);
  transform: translateY(-4px);
}

.policy-img {
  height: 200px;
  overflow: hidden;
}
.policy-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: 0.4s;
}
.policy:hover .policy-img img {
  transform: scale(1.05);
}

.policy-body {
  padding: 22px 22px 26px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.policy-body h4 {
  font-size: 18px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 16px;
}

.policy-body ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 24px;
  flex: 1;
}

.policy-body li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.5;
}

.tick {
  color: #00A897;
  flex-shrink: 0;
  margin-top: 2px;
}

.plan-btn {
  display: block;
  text-align: center;
  width: 100%;
  padding: 12px 20px;
  background: #fff;
  color: #00A897;
  border: 1.5px solid #00A897;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
}
.plan-btn:hover {
  background: #00A897;
  color: #fff;
}


/* why us */
.why {
  background: linear-gradient(135deg, #F4FBFB 0%, #ECF7F8 100%);
  padding: 80px 0;
  text-align: center;
}

.why-tag {
  display: inline-block;
  background: #D6F5F5;
  color: #00A897;
  padding: 6px 18px;
  border-radius: 9999px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
}

.why h2 {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 12px;
}

.why-sub {
  font-size: 16px;
  color: #6B7A8D;
  max-width: 560px;
  margin: 0 auto 48px;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  text-align: left;
  margin-bottom: 60px;
}

.why-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  padding: 24px;
  border-top: 3px solid var(--c, #00A897);
  box-shadow: 0 2px 8px rgba(15,37,71,.04);
  transition: 0.25s;
}
.why-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 28px rgba(15,37,71,.08);
}

.why-ic {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.why-card h4 {
  font-size: 17px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 10px;
}

.why-card p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.55;
}

.stats {
  display: flex;
  justify-content: center;
  gap: 80px;
  flex-wrap: wrap;
}

.stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}

.stat-num {
  font-size: 32px;
  font-weight: 800;
  color: #00A897;
  letter-spacing: -0.02em;
}

.stat-label {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
}


/* partners */
.partners {
  background: #fff;
  padding: 80px 0 90px;
  overflow: hidden;
}

.partners h2 {
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 48px;
}

.marquee {
  position: relative;
  width: 100%;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.marquee-track {
  display: flex;
  gap: 24px;
  width: max-content;
  animation: slide 30s linear infinite;
}

.marquee:hover .marquee-track {
  animation-play-state: paused;
}

.logo-box {
  flex-shrink: 0;
  width: 220px;
  height: 110px;
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  color: #4A5468;
  letter-spacing: -0.01em;
  transition: 0.25s;
}
.logo-box:hover {
  border-color: #00A897;
  color: #00A897;
  box-shadow: 0 6px 18px rgba(0,184,190,.12);
}

@keyframes slide {
  from { transform: translateX(0); }
  to { transform: translateX(calc(-50% - 12px)); }
}


/* news */
.news {
  background: linear-gradient(135deg, #F4FBFB 0%, #ECF7F8 100%);
  padding: 80px 0;
}

.news-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 40px;
}

.news-head h2 {
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
}

.view-all {
  font-size: 14px;
  font-weight: 600;
  color: #00A897;
}
.view-all:hover { color: #009499; }

.news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.news-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: 0.25s;
}
.news-card:hover {
  border-color: #00A897;
  box-shadow: 0 12px 32px rgba(15,37,71,.10);
  transform: translateY(-4px);
}

.news-img {
  height: 200px;
  overflow: hidden;
}
.news-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: 0.4s;
}
.news-card:hover .news-img img {
  transform: scale(1.05);
}

.news-body {
  padding: 20px 22px 22px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.news-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.tag {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 9999px;
  font-size: 12px;
  font-weight: 600;
}
.tag-travel   { background: #FFE4D6; color: #E55A2B; }
.tag-health   { background: #DCFCE7; color: #15803D; }
.tag-accident { background: #DBEAFE; color: #1D4ED8; }

.read {
  font-size: 12px;
  color: #9AAABB;
  font-weight: 500;
}

.news-body h4 {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  line-height: 1.35;
  margin-bottom: 10px;
}

.news-body p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.55;
  margin-bottom: 18px;
  flex: 1;
}

.news-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  border-top: 1px solid #EDF2F5;
}

.date {
  font-size: 13px;
  color: #6B7A8D;
}

.read-more {
  font-size: 14px;
  font-weight: 600;
  color: #00A897;
}
.read-more:hover { color: #009499; }


/* footer */
.footer {
  background: #FAFDFD;
  padding-top: 70px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.4fr;
  gap: 50px;
  padding-bottom: 50px;
}

.brand-text {
  font-size: 22px;
  font-weight: 800;
  color: #00A897;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}

.copy {
  font-size: 14px;
  color: #6B7A8D;
  margin-bottom: 20px;
}

.foot-stores {
  display: flex;
  gap: 10px;
}
.foot-stores a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  background: #D6F5F5;
  color: #0F2547;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
}
.foot-stores a:hover { background: #00A897; color: #fff; }

.footer h5 {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 18px;
}

.footer ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer ul li a,
.footer ul li span {
  font-size: 14px;
  color: #6B7A8D;
}
.footer ul li a:hover { color: #00A897; }

.contact-info li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #6B7A8D;
}
.contact-info li svg { color: #00A897; flex-shrink: 0; }

.footer-bottom {
  border-top: 1px solid rgba(15,37,71,.08);
  padding: 20px 0;
}
.footer-bottom .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.footer-bottom span,
.footer-bottom a {
  font-size: 13px;
  color: #6B7A8D;
}
.footer-bottom div { display: flex; gap: 28px; }
.footer-bottom a:hover { color: #00A897; }


/* product page — page header */
.page-header {
  background: #F5F7FA;
  border-bottom: 1px solid #EDF2F5;
  padding: 18px 0;
}

.page-header-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.page-title {
  font-size: 20px;
  font-weight: 700;
  color: #0F2547;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  color: #6B7A8D;
}

.breadcrumb a { color: #6B7A8D; }
.breadcrumb a:hover { color: #00A897; }
.breadcrumb-sep { color: #9AAABB; }
.breadcrumb-current { color: #00A897; font-weight: 600; }


/* product page — individual policies section */
.individual-policies {
  background: #fff;
  padding: 60px 0;
}

.prod-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 20px;
}

.prod-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  padding: 28px 16px 22px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  cursor: pointer;
  transition: 0.25s;
}

.prod-card:hover {
  border-color: #00A897;
  box-shadow: 0 8px 24px rgba(0,184,190,.14);
  transform: translateY(-3px);
}

.prod-icon {
  width: 64px;
  height: 64px;
  border-radius: 14px;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.prod-card:hover .prod-icon {
  background: #00A897;
  color: #fff;
}

.prod-card span {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  text-align: center;
  line-height: 1.3;
}


/* product page — corporate section */
.corporate-policies {
  background: #F5F7FA;
  padding: 80px 0 90px;
}

.corporate-policies h2 {
  font-size: 32px;
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: -0.03em;
  color: #00A897;
  text-align: center;
  margin-bottom: 48px;
}

.corp-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 860px;
  margin: 0 auto;
}

.corp-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 16px;
  padding: 36px 24px 30px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  cursor: pointer;
  transition: 0.25s;
}

.corp-card:hover {
  border-color: #00A897;
  box-shadow: 0 10px 28px rgba(0,184,190,.15);
  transform: translateY(-4px);
}

.corp-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.corp-card:hover .corp-icon {
  background: #00A897;
  color: #fff;
}

.corp-card span {
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  text-align: center;
  line-height: 1.35;
}


/* contact / get in touch */
.contact {
  background: #fff;
  padding: 80px 0 60px;
}

.contact h2 {
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 40px;
}

.contact-grid {
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 24px;
  max-width: 1080px;
  margin: 0 auto;
}

.contact-info-card {
  background: linear-gradient(160deg, #1FB8B6 0%, #0FA3A0 100%);
  color: #fff;
  border-radius: 16px;
  padding: 32px 28px;
  box-shadow: 0 12px 28px rgba(0,184,190,.18);
}

.contact-info-card ul {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.contact-info-card li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  font-size: 15px;
  font-weight: 600;
  line-height: 1.45;
}

.contact-info-card a {
  color: #fff;
}
.contact-info-card a:hover {
  text-decoration: underline;
}

.ci-ic {
  color: #fff;
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-form {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 16px;
  padding: 28px 30px;
  box-shadow: 0 4px 14px rgba(15,37,71,.04);
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.assist-row {
  display: flex;
  align-items: center;
  gap: 28px;
  flex-wrap: wrap;
}

.assist-label {
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
}

.radio {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 500;
  color: #0F2547;
  cursor: pointer;
}

.radio input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.radio-mark {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  border: 1.5px solid #B9C5D2;
  display: inline-block;
  position: relative;
  flex-shrink: 0;
  transition: 0.2s;
}

.radio input:checked + .radio-mark {
  border-color: #00A897;
  background: #00A897;
  box-shadow: inset 0 0 0 3px #fff;
}

.contact-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.cf-left {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.cf-left input,
.cf-right textarea {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 8px;
  padding: 12px 14px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: #fff;
  outline: none;
  transition: 0.2s;
}

.cf-left input::placeholder,
.cf-right textarea::placeholder {
  color: #9AAABB;
}

.cf-left input:focus,
.cf-right textarea:focus {
  border-color: #00A897;
  box-shadow: 0 0 0 3px rgba(0,184,190,.12);
}

.cf-right textarea {
  height: 100%;
  min-height: 180px;
  resize: vertical;
  font-family: inherit;
}

.contact-submit {
  display: flex;
  justify-content: flex-end;
}

.contact-submit button {
  background: #00A897;
  color: #fff;
  border: none;
  padding: 11px 30px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.2s;
}
.contact-submit button:hover {
  background: #009499;
}


/* blog page */
.blog-hero {
  background: linear-gradient(135deg, #E8F6F7 0%, #D6F0F1 100%);
  padding: 70px 0 60px;
  text-align: center;
}

.blog-hero h1 {
  font-size: 38px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 14px;
}

.blog-hero p {
  font-size: 15px;
  color: #6B7A8D;
  max-width: 560px;
  margin: 0 auto 30px;
  line-height: 1.6;
}

.blog-search {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 9999px;
  padding: 12px 20px;
  max-width: 500px;
  margin: 0 auto;
  box-shadow: 0 4px 14px rgba(15,37,71,.06);
}

.blog-search svg { color: #9AAABB; flex-shrink: 0; }

.blog-search input {
  flex: 1;
  border: none;
  outline: none;
  font-family: inherit;
  font-size: 15px;
  color: #0F2547;
  background: transparent;
}

.blog-search input::placeholder { color: #9AAABB; }

.blog-filters {
  background: #fff;
  border-bottom: 1px solid #EDF2F5;
  padding: 20px 0;
  position: sticky;
  top: 68px;
  z-index: 50;
}

.filter-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.filter-tabs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.filter-btn {
  border: 1.5px solid #E2EAF0;
  background: #fff;
  color: #6B7A8D;
  padding: 8px 18px;
  border-radius: 9999px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.2s;
}

.filter-btn:hover {
  border-color: #00A897;
  color: #00A897;
}

.filter-btn.active {
  background: #00A897;
  border-color: #00A897;
  color: #fff;
}

.sort-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  border: 1.5px solid #E2EAF0;
  border-radius: 9999px;
  padding: 8px 16px;
  color: #6B7A8D;
}

.sort-wrap svg { flex-shrink: 0; }

.sort-wrap select {
  border: none;
  outline: none;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  background: transparent;
  cursor: pointer;
}

.blog-articles {
  background: #fff;
  padding: 60px 0 80px;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.blog-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 16px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: 0.25s;
}

.blog-card:hover {
  border-color: #00A897;
  box-shadow: 0 12px 32px rgba(15,37,71,.10);
  transform: translateY(-4px);
}

.blog-img {
  height: 220px;
  overflow: hidden;
}

.blog-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: 0.4s;
}

.blog-card:hover .blog-img img { transform: scale(1.05); }

.blog-body {
  padding: 22px 24px 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.blog-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.tag-car        { background: #FEF3C7; color: #D97706; }
.tag-motorcycle { background: #EDE9FE; color: #7C3AED; }
.tag-corporate  { background: #DBEAFE; color: #1D4ED8; }

.blog-body h3 {
  font-size: 17px;
  font-weight: 700;
  color: #0F2547;
  line-height: 1.35;
  margin-bottom: 10px;
}

.blog-body p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.6;
  flex: 1;
  margin-bottom: 18px;
}

.blog-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  border-top: 1px solid #EDF2F5;
}

.no-results {
  text-align: center;
  color: #6B7A8D;
  font-size: 15px;
  padding: 60px 0;
}


/* map section */
.map-section {
  background: #fff;
  padding: 0 0 80px;
}

.map-wrap {
  max-width: 1080px;
  margin: 0 auto;
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid #E2EAF0;
  box-shadow: 0 8px 24px rgba(15,37,71,.06);
}

.map-wrap iframe {
  display: block;
  width: 100%;
  height: 380px;
}


/* get a quote page */
.quote {
  background: linear-gradient(135deg, #F4FBFB 0%, #ECF7F8 100%);
  padding: 70px 0 90px;
}

.quote-tag {
  display: inline-block;
  background: #D6F5F5;
  color: #00A897;
  padding: 6px 18px;
  border-radius: 9999px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  margin: 0 auto 16px;
}

.quote .container { text-align: center; }

.quote h2 {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 12px;
}

.quote-sub {
  font-size: 15px;
  color: #6B7A8D;
  max-width: 600px;
  margin: 0 auto 40px;
}

.quote-form {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 20px;
  box-shadow: 0 12px 40px rgba(15,37,71,.08);
  padding: 36px;
  max-width: 960px;
  margin: 0 auto;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 36px;
}

.quote-step {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.step-head {
  display: flex;
  align-items: center;
  gap: 14px;
}

.step-num {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: #00A897;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.step-head h3 {
  font-size: 18px;
  font-weight: 700;
  color: #0F2547;
  letter-spacing: -0.01em;
}

.type-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 12px;
}

.type-card {
  cursor: pointer;
  display: block;
}
.type-card input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.type-inner {
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 12px;
  padding: 18px 10px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  transition: 0.2s;
}

.type-card:hover .type-inner {
  border-color: #00A897;
}

.type-card input:checked + .type-inner {
  border-color: #00A897;
  background: #E6F9F9;
  box-shadow: 0 6px 18px rgba(0,184,190,.18);
}

.type-ic {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
}

.type-card input:checked + .type-inner .type-ic {
  background: #00A897;
  color: #fff;
}

.type-label {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
}

.field-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field.full {
  grid-column: 1 / -1;
}

.field label {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
}

.field .optional {
  color: #9AAABB;
  font-weight: 500;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 8px;
  padding: 12px 14px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: #fff;
  outline: none;
  transition: 0.2s;
}

.field input::placeholder,
.field textarea::placeholder {
  color: #9AAABB;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: #00A897;
  box-shadow: 0 0 0 3px rgba(0,184,190,.12);
}

.field textarea {
  min-height: 110px;
  resize: vertical;
}

.field select {
  appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 14 14' fill='none'><path d='M3 5l4 4 4-4' stroke='%236B7A8D' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.consent {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: #6B7A8D;
  cursor: pointer;
}

.consent input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.check-mark {
  width: 18px;
  height: 18px;
  border-radius: 4px;
  border: 1.5px solid #B9C5D2;
  display: inline-block;
  position: relative;
  flex-shrink: 0;
  transition: 0.2s;
}

.consent input:checked + .check-mark {
  background: #00A897;
  border-color: #00A897;
}

.consent input:checked + .check-mark::after {
  content: '';
  position: absolute;
  left: 5px;
  top: 1px;
  width: 5px;
  height: 10px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.quote-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding-top: 8px;
  border-top: 1px solid #EDF2F5;
  margin-top: 4px;
  padding-top: 28px;
}

.quote-submit {
  background: #00A897;
  color: #fff;
  border: none;
  padding: 14px 42px;
  border-radius: 10px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition: 0.2s;
  box-shadow: 0 8px 20px rgba(0,184,190,.25);
}
.quote-submit:hover {
  background: #009499;
  transform: translateY(-1px);
}

.quote-note {
  font-size: 13px;
  color: #6B7A8D;
}


/* responsive */
@media (max-width: 960px) {
  .hero-grid,
  .sme-grid,
  .app-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-img,
  .sme-img { display: none; }
  .cat-list { grid-template-columns: repeat(3, 1fr); }
  .sme h2 { font-size: 28px; }
  .prod-grid { grid-template-columns: repeat(3, 1fr); }
  .corp-grid { grid-template-columns: repeat(2, 1fr); max-width: 100%; }
}

@media (max-width: 768px) {
  .nav-wrap {
    height: auto;
    flex-wrap: wrap;
    padding-block: 10px;
    gap: 12px;
  }
  .logo img { height: 60px; margin-block: -4px; }
  .nav-links { display: none; }
  .nav-actions { gap: 8px; margin-left: auto; }
  .login-btn { padding: 9px 14px; font-size: 13px; }
  .login-btn svg { display: none; }
  .quote-btn { padding: 9px 16px; font-size: 13px; }

  .page-header { padding: 14px 0; }
  .page-header-wrap { flex-direction: column; align-items: flex-start; gap: 6px; }
  .page-title { font-size: 18px; }
  .breadcrumb { font-size: 13px; }

  .hero { padding: 40px 0 60px; }
  .hero h1 { font-size: 32px; }
  .cat-list { grid-template-columns: repeat(2, 1fr); }

  .prod-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
  .prod-card { padding: 22px 12px 18px; }
  .prod-icon { width: 56px; height: 56px; }
  .corp-grid { grid-template-columns: 1fr; max-width: 340px; }
  .corporate-policies h2 { font-size: 24px; }
  .individual-policies { padding: 40px 0; }
  .corporate-policies { padding: 60px 0 70px; }

  .sme,
  .how,
  .app,
  .policies { padding: 60px 0; }

  .how h2,
  .policies h2,
  .app h2 { font-size: 24px; }

  .steps { grid-template-columns: 1fr; gap: 40px; }
  .step:not(:last-child)::after { display: none; }

  .phone-card { width: 260px; height: 400px; }

  .policy-grid { grid-template-columns: 1fr; }
  .policy-img { height: 180px; }

  .why { padding: 60px 0; }
  .why h2 { font-size: 26px; }
  .why-grid { grid-template-columns: 1fr; gap: 16px; margin-bottom: 40px; }
  .stats { gap: 40px; }
  .stat-num { font-size: 26px; }
}

@media (min-width: 769px) and (max-width: 960px) {
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .blog-hero { padding: 50px 0 40px; }
  .blog-hero h1 { font-size: 26px; }
  .blog-filters { top: 0; padding: 14px 0; }
  .filter-wrap { flex-direction: column; align-items: flex-start; }
  .filter-tabs { gap: 6px; }
  .filter-btn { padding: 6px 14px; font-size: 13px; }
  .blog-articles { padding: 40px 0 60px; }
  .blog-grid { grid-template-columns: 1fr; gap: 20px; }
  .blog-img { height: 200px; }

  .map-section { padding: 0 0 50px; }
  .map-wrap { border-radius: 12px; }
  .map-wrap iframe { height: 280px; }

  .quote { padding: 50px 0 70px; }
  .quote h2 { font-size: 24px; }
  .quote-form { padding: 24px 18px; border-radius: 14px; gap: 28px; }
  .type-grid { grid-template-columns: repeat(3, 1fr); gap: 10px; }
  .type-inner { padding: 14px 8px; }
  .type-ic { width: 40px; height: 40px; }
  .type-label { font-size: 12px; }
  .field-grid { grid-template-columns: 1fr; gap: 14px; }
  .step-head h3 { font-size: 16px; }
  .quote-submit { width: 100%; padding: 14px 24px; }

  .contact { padding: 60px 0 40px; }
  .contact h2 { font-size: 24px; margin-bottom: 28px; }
  .contact-grid { grid-template-columns: 1fr; }
  .contact-fields { grid-template-columns: 1fr; }
  .cf-right textarea { min-height: 140px; }
  .assist-row { gap: 16px; }
  .contact-info-card { padding: 26px 22px; }

  .partners { padding: 60px 0 70px; }
  .partners h2 { font-size: 24px; margin-bottom: 32px; }
  .logo-box { width: 170px; height: 90px; font-size: 16px; }

  .news { padding: 60px 0; }
  .news-head { flex-direction: column; align-items: flex-start; gap: 12px; }
  .news-head h2 { font-size: 24px; }
  .news-grid { grid-template-columns: 1fr; gap: 20px; }
  .news-img { height: 180px; }
}

@media (min-width: 769px) and (max-width: 960px) {
  .news-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .footer { padding-top: 50px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; padding-bottom: 32px; }
  .footer-bottom .container { flex-direction: column; gap: 12px; text-align: center; }
}


.hi-crumb {
  background: #00A897;
  padding: 16px 0;
}
.hi-crumb-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: #fff;
}
.hi-crumb h1 {
  font-size: 17px;
  font-weight: 700;
  color: #fff;
}
.hi-crumb nav {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
}
.hi-crumb nav a,
.hi-crumb nav span { color: #fff; }
.hi-crumb nav a:hover { text-decoration: underline; }

.hi-hero {
  background: #fff;
  padding: 50px 0 40px;
}

.hi-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: flex-start;
}

.hi-hero-left { text-align: center; }

.hi-hero-img {
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 28px;
  max-width: 420px;
  margin-left: auto;
  margin-right: auto;
}
.hi-hero-img img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  display: block;
}

.hi-hero-title {
  font-size: 22px;
  font-weight: 800;
  color: #0F2547;
  margin-bottom: 6px;
}

.hi-hero-sub {
  font-size: 18px;
  font-style: italic;
  color: #0F2547;
  font-weight: 500;
}

.hi-hero-right {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hi-who {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.hi-who-card {
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  padding: 14px 8px 12px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  cursor: pointer;
  transition: 0.2s;
}
.hi-who-card svg { color: #6B7A8D; }
.hi-who-card:hover { border-color: #00A897; }
.hi-who-card.active {
  border-color: #00A897;
  background: #F0FAFA;
  color: #00A897;
}
.hi-who-card.active svg { color: #00A897; }

.hi-who-arrow { margin-top: 2px; }

.hi-form-card {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 12px;
  padding: 22px 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.hi-label {
  font-size: 14px;
  font-weight: 500;
  color: #6B7A8D;
  margin-top: 6px;
}

.hi-select {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 6px;
  padding: 10px 12px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: #fff;
  appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 14 14' fill='none'><path d='M3 5l4 4 4-4' stroke='%236B7A8D' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.hi-select:focus { outline: none; border-color: #00A897; }

.hi-amounts {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.hi-amount {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 6px;
  padding: 8px 14px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 500;
  color: #0F2547;
  cursor: pointer;
  transition: 0.2s;
}
.hi-amount:hover { border-color: #00A897; }
.hi-amount.active {
  border-color: #00A897;
  color: #00A897;
  background: #F0FAFA;
}

.hi-see-btn {
  display: block;
  width: 100%;
  text-align: center;
  background: #00A897;
  color: #fff;
  border: none;
  padding: 13px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 12px;
  transition: 0.2s;
}
.hi-see-btn:hover { background: #009499; }

.hi-share-wrap {
  display: flex;
  justify-content: flex-end;
  padding-top: 10px;
  padding-bottom: 20px;
  border-bottom: 1px solid #EDF2F5;
  margin-bottom: 40px;
}

.hi-share {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 9999px;
  padding: 8px 18px;
  font-family: inherit;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: #0F2547;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: 0.2s;
}
.hi-share:hover { border-color: #00A897; color: #00A897; }

.hi-faq {
  background: #fff;
  padding: 20px 0 70px;
}

.hi-faq-wrap {
  max-width: 760px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hi-faq-item {
  border-radius: 8px;
  overflow: hidden;
}

.hi-faq-q {
  width: 100%;
  background: #00A897;
  color: #fff;
  border: none;
  padding: 16px 22px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  text-align: left;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  transition: background 0.2s;
}
.hi-faq-q:hover { background: #009499; }
.hi-faq-q svg { color: #fff; flex-shrink: 0; }

.hi-faq-a {
  display: none;
  padding: 18px 22px 22px;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-top: none;
  border-radius: 0 0 8px 8px;
}
.hi-faq-item.open .hi-faq-a { display: block; }
.hi-faq-a p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.7;
}
.hi-faq-a p + p { margin-top: 14px; }

@media (max-width: 960px) {
  .hi-hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hi-hero-img img { height: 260px; }
}

@media (max-width: 768px) {
  .hi-crumb-wrap { flex-direction: column; align-items: flex-start; gap: 4px; }
  .hi-hero { padding: 30px 0 30px; }
  .hi-who { grid-template-columns: repeat(2, 1fr); }
  .hi-amounts { gap: 6px; }
  .hi-amount { padding: 7px 10px; font-size: 12px; }
  .hi-faq-q { font-size: 13px; padding: 14px 16px; }
  .hi-faq-a { padding: 14px 16px 18px; }
}

.ti-form-card {
  background: #fff;
  border: 1.5px solid #B7E6E6;
  border-radius: 14px;
  padding: 28px 30px 26px;
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.ti-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  padding: 4px 20px 0;
}

.ti-step {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #fff;
  border: 1.5px solid #E2EAF0;
  color: #B0BCC9;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  flex-shrink: 0;
}
.ti-step.active {
  background: #00A897;
  border-color: #00A897;
  color: #fff;
}

.ti-step-line {
  flex: 1;
  height: 1.5px;
  background: #E2EAF0;
  max-width: 140px;
}

.ti-form-title {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  text-align: center;
  margin: 0;
}

.ti-purpose {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.ti-purpose-card {
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  padding: 22px 12px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 500;
  color: #6B7A8D;
  cursor: pointer;
  transition: 0.2s;
}
.ti-purpose-card svg { color: #6B7A8D; }
.ti-purpose-card:hover { border-color: #00A897; }
.ti-purpose-card.active {
  border-color: #00A897;
  background: #F0FAFA;
  color: #00A897;
}
.ti-purpose-card.active svg { color: #00A897; }

.ti-step-line.active { background: #00A897; }

.ti-panel { display: none; flex-direction: column; gap: 18px; }
.ti-panel.active { display: flex; }

.ti-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  margin-top: 4px;
}

.ti-next-btn,
.ti-see-btn {
  min-width: 160px;
  background: #7FD4CE;
  color: #fff;
  border: none;
  padding: 11px 28px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  cursor: pointer;
  transition: 0.2s;
}
.ti-next-btn:hover,
.ti-see-btn:hover { background: #00A897; }

.ti-see-btn { background: #00A897; }
.ti-see-btn:hover { background: #009499; }

.ti-back-btn {
  min-width: 120px;
  background: #fff;
  color: #0F2547;
  border: 1.5px solid #E2EAF0;
  padding: 10px 26px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  cursor: pointer;
  transition: 0.2s;
}
.ti-back-btn:hover { border-color: #00A897; color: #00A897; }

.ti-counter {
  display: inline-flex;
  align-items: stretch;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  overflow: hidden;
  align-self: center;
  height: 42px;
}

.ti-count-btn {
  background: #00A897;
  color: #fff;
  border: none;
  width: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: 0.2s;
}
.ti-count-btn:hover { background: #009499; }

.ti-count-val {
  width: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  font-weight: 700;
  color: #0F2547;
  background: #fff;
}

.ti-hint {
  text-align: center;
  color: #4A97D2;
  font-size: 13px;
  font-weight: 500;
  margin: 0;
}

.ti-dobs {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.ti-dob-row {
  display: grid;
  grid-template-columns: 90px 1fr;
  align-items: center;
  gap: 14px;
}
.ti-dob-row label {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
}

.ti-field { display: flex; flex-direction: column; gap: 8px; }

.ti-field-label {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  display: flex;
  align-items: center;
  gap: 8px;
}

.ti-hint-inline {
  font-size: 12px;
  font-weight: 500;
  color: #00A897;
}

.ti-input {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 8px;
  padding: 10px 14px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: #fff;
  box-sizing: border-box;
}
.ti-input:focus { outline: none; border-color: #00A897; }
.ti-input::placeholder { color: #B0BCC9; }

.ti-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (max-width: 768px) {
  .ti-form-card { padding: 22px 18px; }
  .ti-purpose { gap: 10px; }
  .ti-purpose-card { padding: 18px 8px 14px; }
  .ti-two-col { grid-template-columns: 1fr; }
  .ti-actions { flex-direction: column-reverse; }
  .ti-back-btn, .ti-next-btn, .ti-see-btn { width: 100%; }
}


.hp-section {
  background: #fff;
  padding: 26px 0 60px;
}

.hp-back {
  display: inline-block;
  font-size: 14px;
  font-weight: 600;
  color: #00B8BE;
  margin-bottom: 18px;
}
.hp-back:hover { color: #009499; text-decoration: underline; }

.hp-summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  border: 1px solid #E2EAF0;
  border-radius: 12px;
  padding: 18px 24px;
  background: #fff;
}

.hp-summary-cols {
  display: flex;
  gap: 48px;
  flex-wrap: wrap;
}

.hp-sum-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.hp-sum-label {
  font-size: 12px;
  color: #6B7A8D;
  font-weight: 500;
}

.hp-sum-value {
  font-size: 15px;
  color: #0F2547;
  font-weight: 700;
}

.hp-update {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: #00B8BE;
  flex-shrink: 0;
}
.hp-update:hover { color: #009499; }

.hp-notice {
  text-align: center;
  font-size: 14px;
  color: #6B7A8D;
  margin: 36px 0 30px;
}
.hp-notice a {
  color: #00B8BE;
  font-weight: 700;
}
.hp-notice a:hover { text-decoration: underline; }

.hp-grid {
  display: grid;
  margin-top:20px;
  grid-template-columns: 1fr 340px;
  gap: 28px;
  align-items: flex-start;
}

.hp-main {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hp-results-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.hp-count {
  font-size: 14px;
  color: #6B7A8D;
}
.hp-count strong { color: #0F2547; font-weight: 700; }

.hp-sort {
  display: flex;
  align-items: center;
  gap: 8px;
}
.hp-sort label {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
}
.hp-sort select {
  border: 1px solid #E2EAF0;
  border-radius: 6px;
  padding: 7px 28px 7px 12px;
  font-family: inherit;
  font-size: 13px;
  color: #0F2547;
  background: #fff;
  appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 14 14' fill='none'><path d='M3 5l4 4 4-4' stroke='%236B7A8D' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>");
  background-repeat: no-repeat;
  background-position: right 10px center;
  cursor: pointer;
}
.hp-sort select:focus { outline: none; border-color: #00B8BE; }

.hp-plans {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hp-plan {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 12px;
  padding: 22px 24px;
  transition: 0.2s;
}
.hp-plan:hover {
  border-color: #00B8BE;
  box-shadow: 0 8px 24px rgba(0,184,190,.1);
}

.hp-plan-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 4px;
}

.hp-plan-logo {
  font-size: 14px;
  font-weight: 700;
  color: #4A5468;
  letter-spacing: -0.01em;
}

.hp-tag {
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 9999px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.hp-tag-popular { background: #FFE9D6; color: #E55A2B; }
.hp-tag-best { background: #E6F9F9; color: #00B8BE; }

.hp-plan-name {
  font-size: 17px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 16px;
}

.hp-plan-row {
  display: flex;
  gap: 48px;
  padding: 14px 0;
  border-top: 1px dashed #EDF2F5;
  border-bottom: 1px dashed #EDF2F5;
  margin-bottom: 16px;
}

.hp-plan-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.hp-plan-stat-label {
  font-size: 12px;
  color: #6B7A8D;
  font-weight: 500;
}

.hp-plan-stat-value {
  font-size: 17px;
  font-weight: 800;
  color: #0F2547;
  letter-spacing: -0.01em;
}
.hp-price { color: #00B8BE; }

.hp-plan-features {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 18px;
}

.hp-plan-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: #4A5568;
}

.hp-plan-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}

.hp-plan-details {
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
}
.hp-plan-details:hover { color: #00B8BE; text-decoration: underline; }

.hp-plan-buy {
  background: #00B8BE;
  color: #fff;
  padding: 10px 22px;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 700;
  transition: 0.2s;
}
.hp-plan-buy:hover { background: #009499; }

.hp-load-more {
  display: flex;
  justify-content: center;
  padding-top: 10px;
}

.hp-load-more button {
  background: #fff;
  border: 1.5px solid #00B8BE;
  color: #00B8BE;
  padding: 11px 30px;
  border-radius: 9999px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  transition: 0.2s;
}
.hp-load-more button:hover { background: #00B8BE; color: #fff; }

.hp-side {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hp-card {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 12px;
  padding: 22px 22px;
}

.hp-card-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 16px;
}

.hp-tips {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hp-tips li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: #6B7A8D;
  line-height: 1.55;
}
.hp-tips li svg {
  flex-shrink: 0;
  margin-top: 1px;
}

.hp-help-sub {
  font-size: 13px;
  color: #6B7A8D;
  margin-bottom: 14px;
}

.hp-help-form {
  display: flex;
  gap: 8px;
}

.hp-help-form input {
  flex: 1;
  min-width: 0;
  border: 1px solid #E2EAF0;
  border-radius: 8px;
  padding: 10px 12px;
  font-family: inherit;
  font-size: 13px;
  color: #0F2547;
  outline: none;
  transition: 0.2s;
}
.hp-help-form input::placeholder { color: #9AAABB; }
.hp-help-form input:focus { border-color: #00B8BE; }

.hp-call-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #0F2547;
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: 10px 18px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.2s;
}
.hp-call-btn:hover { background: #000; }

.hp-share-row {
  display: flex;
  justify-content: flex-end;
  padding: 30px 0 24px;
  border-bottom: 1px solid #EDF2F5;
  margin-top: 30px;
}

@media (max-width: 960px) {
  .hp-grid { grid-template-columns: 1fr; }
  .hp-summary { flex-direction: column; align-items: flex-start; }
  .hp-summary-cols { gap: 24px; }
}

@media (max-width: 768px) {
  .hp-summary { padding: 16px 18px; }
  .hp-summary-cols { gap: 18px; }
  .hp-card { padding: 18px; }
  .hp-help-form { flex-direction: column; }
  .hp-call-btn { justify-content: center; }
  .hp-plan { padding: 18px; }
  .hp-plan-row { gap: 24px; }
  .hp-plan-stat-value { font-size: 15px; }
  .hp-plan-foot { flex-direction: column; align-items: stretch; gap: 10px; }
  .hp-plan-buy { text-align: center; }
}


.tp-toolbar {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}

.tp-search {
  flex: 1;
  position: relative;
  display: flex;
  align-items: center;
}
.tp-search svg {
  position: absolute;
  left: 14px;
  color: #B0BCC9;
  pointer-events: none;
}
.tp-search input {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  padding: 11px 14px 11px 40px;
  font-family: inherit;
  font-size: 13px;
  color: #0F2547;
  background: #fff;
}
.tp-search input:focus { outline: none; border-color: #00A897; }
.tp-search input::placeholder { color: #B0BCC9; }

.tp-filters-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  padding: 10px 18px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  cursor: pointer;
  transition: 0.2s;
}
.tp-filters-btn:hover { border-color: #00A897; color: #00A897; }

.tp-plans {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.tp-compare {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 500;
  color: #6B7A8D;
  padding: 8px 4px 4px;
  cursor: pointer;
}
.tp-compare input {
  width: 14px;
  height: 14px;
  accent-color: #00A897;
  cursor: pointer;
}

.tp-plan {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 6px;
}

.tp-plan-main {
  display: grid;
  grid-template-columns: 110px 1fr 1.1fr 1.3fr 130px;
  gap: 20px;
  align-items: center;
  padding: 18px 20px;
}

.tp-plan-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  line-height: 1.25;
  padding: 14px 8px;
  border-radius: 8px;
  min-height: 62px;
}
.tp-badge-green { background: #1EAE9F; }

.tp-plan-name {
  font-size: 15px;
  font-weight: 700;
  color: #0F2547;
  margin: 0;
  line-height: 1.35;
}

.tp-plan-col {
  display: flex;
  flex-direction: column;
  gap: 4px;
  text-align: center;
}

.tp-col-label {
  font-size: 11px;
  font-weight: 500;
  color: #6B7A8D;
}
.tp-col-value {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  display: inline-flex;
  align-items: baseline;
  gap: 4px;
  justify-content: center;
}
.tp-per {
  font-size: 12px;
  font-weight: 500;
  color: #6B7A8D;
}
.tp-col-sub {
  font-size: 11px;
  font-weight: 500;
  color: #6B7A8D;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  justify-content: center;
}

.tp-plan-cta {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 6px;
}

.tp-buy {
  display: block;
  background: #F26E37;
  color: #fff;
  text-align: center;
  border-radius: 8px;
  padding: 10px 14px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 700;
  transition: 0.2s;
}
.tp-buy:hover { background: #DD5D28; }

.tp-more {
  text-align: center;
  font-size: 11px;
  font-weight: 600;
  color: #6B7A8D;
}
.tp-more:hover { color: #00A897; }

.tp-plan-feature,
.tp-plan-extras {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 11px 20px;
  border-top: 1px solid #EDF2F5;
  font-size: 12.5px;
  color: #0F2547;
  background: #FAFCFD;
  text-align: center;
  justify-content: center;
}
.tp-plan-feature strong,
.tp-plan-extras strong {
  color: #6B7A8D;
  font-weight: 600;
  margin-right: 2px;
}

@media (max-width: 960px) {
  .tp-plan-main { grid-template-columns: 1fr 1fr; gap: 16px; }
  .tp-plan-badge { grid-column: 1 / -1; min-height: 44px; }
  .tp-plan-name { grid-column: 1 / -1; text-align: center; }
  .tp-plan-cta { grid-column: 1 / -1; flex-direction: row; }
  .tp-buy, .tp-more { flex: 1; }
}

@media (max-width: 640px) {
  .tp-toolbar { flex-direction: column; align-items: stretch; }
  .tp-plan-feature, .tp-plan-extras { flex-wrap: wrap; padding: 10px 14px; text-align: left; justify-content: flex-start; }
}


.td-summary {
  display: grid;
  grid-template-columns: 90px 1.4fr 1fr 1.2fr auto;
  gap: 24px;
  align-items: center;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 12px;
  padding: 20px 24px;
  margin-bottom: 18px;
}

.td-badge {
  min-height: 60px;
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.td-summary-name {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.td-summary-company {
  font-size: 12px;
  font-weight: 500;
  color: #6B7A8D;
}
.td-summary-plan {
  font-size: 17px;
  font-weight: 800;
  color: #0F2547;
  margin: 0;
}

.td-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.td-col-label {
  font-size: 11px;
  font-weight: 500;
  color: #6B7A8D;
}
.td-col-value {
  font-size: 16px;
  font-weight: 700;
  color: #0F2547;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.td-col-sub {
  font-size: 11px;
  font-weight: 500;
  color: #6B7A8D;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.td-summary-cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.td-buy { min-width: 130px; padding: 11px 22px; }
.td-breakdown {
  font-size: 12px;
  font-weight: 600;
  color: #00A897;
}
.td-breakdown:hover { text-decoration: underline; }

.td-tabs {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  border-bottom: 1px solid #EDF2F5;
  padding: 4px 4px 0;
  margin-bottom: 30px;
}
.td-tabs-left {
  display: flex;
  gap: 28px;
  overflow-x: auto;
}
.td-tab {
  font-size: 13px;
  font-weight: 600;
  color: #6B7A8D;
  padding-bottom: 12px;
  border-bottom: 2px solid transparent;
  white-space: nowrap;
}
.td-tab.active,
.td-tab:hover { color: #00A897; border-bottom-color: #00A897; }

.td-traveler-info {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  padding-bottom: 12px;
}
.td-traveler-info a {
  display: flex;
  color: #00A897;
}
.td-traveler-info a:hover { color: #009499; }

.td-heading {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 18px;
  font-weight: 800;
  color: #0F2547;
  margin: 0 0 16px;
  scroll-margin-top: 90px;
}
.td-heading svg { flex-shrink: 0; }
.hp-main .td-heading:not(:first-child) { margin-top: 36px; }

.td-covered-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.td-covered-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: #F7FAFB;
  border: 1px solid #EDF2F5;
  border-radius: 10px;
  padding: 16px 18px;
}
.td-covered-icon {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: #DFF5F2;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.td-covered-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.td-covered-value {
  font-size: 15px;
  font-weight: 800;
  color: #0F2547;
}
.td-covered-label {
  font-size: 12px;
  color: #6B7A8D;
}

.td-features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.td-feature-card {
  position: relative;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  padding: 20px 14px 16px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}
.td-feature-dot {
  position: absolute;
  top: 10px;
  right: 10px;
  width: 12px;
  height: 12px;
  border: 1.5px solid #E2EAF0;
  border-radius: 50%;
}
.td-feature-icon {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background: #DFF5F2;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
}
.td-feature-label {
  font-size: 12px;
  color: #6B7A8D;
}
.td-feature-value {
  font-size: 13px;
  font-weight: 700;
  color: #0F2547;
}

.td-notcovered-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px 40px;
}
.td-notcovered-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: #6B7A8D;
  padding: 6px 0;
}
.td-notcovered-item svg { color: #E5484D; flex-shrink: 0; }

.td-waiting-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.td-waiting-card {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #F7FAFB;
  border: 1px solid #EDF2F5;
  border-radius: 10px;
  padding: 14px 18px;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
}
.td-waiting-card svg { color: #00A897; flex-shrink: 0; }

.td-bottom-links {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 36px;
}
.td-bottom-links h3 {
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
  margin: 0 0 8px;
}
.td-bottom-links a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: #00A897;
}
.td-bottom-links a:hover { text-decoration: underline; }

@media (max-width: 960px) {
  .td-summary { grid-template-columns: 1fr 1fr; }
  .td-summary-cta { grid-column: 1 / -1; flex-direction: row; justify-content: flex-start; }
  .td-features-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .td-summary { grid-template-columns: 1fr; text-align: left; }
  .td-covered-grid { grid-template-columns: 1fr; }
  .td-notcovered-grid { grid-template-columns: 1fr; gap: 2px; }
  .td-waiting-grid { grid-template-columns: 1fr; }
  .td-bottom-links { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .td-features-grid { grid-template-columns: 1fr 1fr; }
}


.login-section {
  background: #fff;
  padding: 70px 0 90px;
}

.login-head {
  text-align: center;
  margin-bottom: 36px;
}

.login-head h1 {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 10px;
}

.login-head p {
  font-size: 15px;
  color: #6B7A8D;
}

.login-card {
  max-width: 440px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 6px 24px rgba(15,37,71,.06);
}

.google-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  width: 100%;
  padding: 12px;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  background: #fff;
  transition: 0.2s;
}
.google-btn:hover {
  border-color: #00A897;
  box-shadow: 0 4px 12px rgba(0,184,190,.1);
}

.login-divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 22px 0 20px;
}
.login-divider::before,
.login-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: #E2EAF0;
}
.login-divider span {
  font-size: 13px;
  color: #9AAABB;
}

.login-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.login-field {
  position: relative;
  display: flex;
  align-items: center;
}

.field-ic {
  position: absolute;
  left: 14px;
  color: #9AAABB;
  pointer-events: none;
}

.login-field input {
  width: 100%;
  border: 1px solid #E2EAF0;
  border-radius: 10px;
  padding: 13px 14px 13px 42px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  outline: none;
  transition: 0.2s;
}
.login-field input::placeholder { color: #9AAABB; }
.login-field input:focus {
  border-color: #00A897;
  box-shadow: 0 0 0 3px rgba(0,184,190,.12);
}

.pwd-toggle {
  position: absolute;
  right: 12px;
  background: none;
  border: none;
  padding: 4px;
  cursor: pointer;
  color: #9AAABB;
  display: flex;
}
.pwd-toggle:hover { color: #00A897; }

.forgot {
  align-self: flex-end;
  font-size: 13px;
  font-weight: 600;
  color: #00A897;
  margin-top: -4px;
}
.forgot:hover { color: #009499; }

.sign-in-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  padding: 14px;
  background: #00A897;
  color: #fff;
  border: none;
  border-radius: 10px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 4px;
  transition: 0.2s;
}
.sign-in-btn:hover { background: #009499; }

.signup-line {
  text-align: center;
  font-size: 14px;
  color: #6B7A8D;
  margin-top: 8px;
}
.signup-line a {
  color: #00A897;
  font-weight: 700;
}
.signup-line a:hover { color: #009499; }

@media (max-width: 768px) {
  .login-section { padding: 40px 0 60px; }
  .login-head h1 { font-size: 26px; }
  .login-card { padding: 22px 18px; border-radius: 14px; }
}


/* ── contact page ──────────────────────────────────────── */

.ct-section {
  background: #F5F7FA;
  padding: 70px 0 0;
}

.ct-title {
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  text-align: center;
  margin-bottom: 48px;
}

.ct-grid {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 48px;
  align-items: start;
  max-width: 1000px;
  margin: 0 auto;
}

/* info column */
.ct-info {
  display: flex;
  flex-direction: column;
  gap: 28px;
  padding-top: 8px;
}

.ct-info-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  font-size: 14px;
  font-weight: 500;
  color: #0F2547;
  line-height: 1.5;
}

.ct-info-ic {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* form card */
.ct-form-card {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 16px;
  padding: 28px 28px 24px;
  box-shadow: 0 4px 18px rgba(15,37,71,.05);
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.ct-assist-row {
  display: flex;
  align-items: center;
  gap: 18px;
}

.ct-assist-label {
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  white-space: nowrap;
}

.ct-radio {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 500;
  color: #0F2547;
  cursor: pointer;
}

.ct-radio input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.ct-radio-mark {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  border: 2px solid #CBD5E0;
  display: inline-block;
  position: relative;
  flex-shrink: 0;
  transition: 0.2s;
}

.ct-radio input:checked + .ct-radio-mark {
  border-color: #00A897;
  background: #00A897;
  box-shadow: inset 0 0 0 3px #fff;
}

.ct-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 20px;
}

.ct-fields-left {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.ct-fields-left input {
  width: 100%;
  border: none;
  border-bottom: 1px solid #E2EAF0;
  padding: 12px 2px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: transparent;
  outline: none;
  transition: border-color 0.2s;
}
.ct-fields-left input::placeholder { color: #9AAABB; }
.ct-fields-left input:focus { border-bottom-color: #00A897; }

.ct-fields-right textarea {
  width: 100%;
  height: 100%;
  min-height: 130px;
  border: none;
  border-left: 1px solid #E2EAF0;
  padding: 12px 14px;
  font-family: inherit;
  font-size: 14px;
  color: #0F2547;
  background: transparent;
  outline: none;
  resize: none;
  transition: border-color 0.2s;
}
.ct-fields-right textarea::placeholder { color: #9AAABB; }
.ct-fields-right textarea:focus { border-left-color: #00A897; }

.ct-form-foot {
  display: flex;
  justify-content: flex-end;
}

.ct-submit {
  background: #00A897;
  color: #fff;
  border: none;
  padding: 11px 36px;
  border-radius: 9999px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.2s;
}
.ct-submit:hover { background: #009499; }

/* trusted banner */
.ct-banner {
  border-top: 1px solid #E2EAF0;
  margin-top: 60px;
  padding: 24px 0;
  text-align: center;
}
.ct-banner p {
  font-size: 14px;
  color: #6B7A8D;
  font-weight: 500;
}

/* partners grid */
.ct-partners {
  background: #fff;
  padding: 70px 0 80px;
}

.ct-partners-title {
  font-size: 28px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  text-align: center;
  margin-bottom: 40px;
}

.ct-partners-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}

.ct-partner-box {
  height: 110px;
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 19px;
  font-weight: 700;
  color: #4A5468;
  letter-spacing: -0.01em;
  transition: 0.25s;
}
.ct-partner-box:hover {
  border-color: #00A897;
  color: #00A897;
  box-shadow: 0 6px 18px rgba(0,184,190,.12);
}

@media (max-width: 768px) {
  .ct-section { padding: 50px 0 0; }
  .ct-title { font-size: 24px; margin-bottom: 32px; }
  .ct-grid { grid-template-columns: 1fr; gap: 32px; }
  .ct-fields { grid-template-columns: 1fr; }
  .ct-fields-right textarea { border-left: none; border-top: 1px solid #E2EAF0; min-height: 100px; }
  .ct-partners { padding: 50px 0 60px; }
  .ct-partners-grid { grid-template-columns: repeat(2, 1fr); }
  .ct-partners-title { font-size: 22px; }
}


/* ── faq page ──────────────────────────────────────────── */

.faq-section {
  background: #fff;
  padding: 70px 0 90px;
}

.faq-title {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  text-align: center;
  margin-bottom: 28px;
}

.faq-lang {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  margin-bottom: 52px;
}

.faq-lang-btn {
  padding: 9px 28px;
  border-radius: 9999px;
  border: 1.5px solid transparent;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  background: transparent;
  color: #6B7A8D;
  transition: 0.2s;
}
.faq-lang-btn.active {
  background: #00A897;
  color: #fff;
  border-color: #00A897;
}
.faq-lang-btn:not(.active):hover {
  border-color: #00A897;
  color: #00A897;
}

.faq-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  align-items: start;
}

.faq-col {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 1px solid #EDF2F5;
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow 0.2s;
}
.faq-item.open {
  border-color: #D6F5F5;
  box-shadow: 0 4px 18px rgba(0,184,190,.08);
}

.faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px;
  background: transparent;
  border: none;
  font-family: inherit;
  font-size: 15px;
  font-weight: 600;
  color: #00A897;
  text-align: left;
  cursor: pointer;
  transition: background 0.15s;
}
.faq-q:hover { background: #F0FAFA; }

.faq-chevron {
  flex-shrink: 0;
  color: #00A897;
  transition: transform 0.25s;
}

.faq-a {
  display: none;
  padding: 0 20px 20px;
  border-top: 1px solid #EDF2F5;
}
.faq-item.open .faq-a { display: block; }

.faq-a p {
  font-size: 14px;
  color: #4A5568;
  line-height: 1.7;
  margin-top: 14px;
}
.faq-a p + p { margin-top: 12px; }


@media (max-width: 768px) {
  .faq-section { padding: 50px 0 70px; }
  .faq-title { font-size: 24px; margin-bottom: 22px; }
  .faq-content { grid-template-columns: 1fr; gap: 12px; }
  .faq-lang { margin-bottom: 36px; }
  .faq-q { font-size: 14px; padding: 15px 16px; }
  .faq-a { padding: 0 16px 16px; }
}


/* ── about page ────────────────────────────────────────── */

/* hero */
.about-hero {
  position: relative;
  background: #fff;
  padding: 80px 0 70px;
  overflow: hidden;
}

.about-hero-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle, rgba(0,184,190,.07) 1px, transparent 1px),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60' viewBox='0 0 60 60'%3E%3Cpath d='M30 5 L30 55 M5 30 L55 30' stroke='rgba(0,184,190,0.06)' stroke-width='6' stroke-linecap='round'/%3E%3C/svg%3E");
  background-size: 80px 80px, 80px 80px;
  pointer-events: none;
}

.about-hero-content {
  margin-bottom: 56px;
}

.about-hero-content h1 {
  font-size: 46px;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 18px;
  max-width: 600px;
}

.about-hero-sub {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.7;
}

.about-stats-wrap {
  text-align: center;
}

.about-stats-label {
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  margin-bottom: 28px;
}

.about-stats {
  display: flex;
  justify-content: center;
  gap: 90px;
  flex-wrap: wrap;
}

.about-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.about-stat-num {
  font-size: 44px;
  font-weight: 800;
  color: #0F2547;
  letter-spacing: -0.03em;
  line-height: 1;
}

.about-stat-label {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
  text-align: center;
  line-height: 1.4;
}


/* embedded solutions */
.about-embed {
  background: #fff;
  padding: 80px 0 0;
}

.about-embed-title {
  font-size: 34px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 10px;
}

.about-embed-sub {
  font-size: 14px;
  color: #6B7A8D;
  margin-bottom: 48px;
}

.about-embed-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 0;
}

.about-embed-card {
  background: #fff;
  border: 1px solid #EDF2F5;
  border-radius: 16px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: 0.25s;
}
.about-embed-card:hover {
  border-color: #00A897;
  box-shadow: 0 12px 32px rgba(0,184,190,.12);
  transform: translateY(-4px);
}

.about-embed-icon-wrap {
  background: linear-gradient(135deg, #F0FAFA 0%, #E6F9F9 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px 0;
}

.about-embed-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: #fff;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(0,184,190,.15);
}

.about-embed-body {
  padding: 24px 24px 28px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.about-embed-body h4 {
  font-size: 17px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 12px;
}

.about-embed-body p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.6;
  flex: 1;
  margin-bottom: 20px;
}
.about-embed-body p:last-child {
  margin-bottom: 0;
}

.about-contact-btn {
  display: inline-block;
  padding: 9px 22px;
  border: 1.5px solid #0F2547;
  border-radius: 9999px;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  transition: 0.2s;
  align-self: flex-start;
}
.about-contact-btn:hover {
  background: #0F2547;
  color: #fff;
}

.about-embed-divider {
  border-top: 1px solid #EDF2F5;
  margin-top: 60px;
  padding: 28px 0;
  text-align: center;
}
.about-embed-divider p {
  font-size: 14px;
  color: #6B7A8D;
  font-weight: 500;
}


/* marketplace */
.about-marketplace {
  background: #fff;
  padding: 90px 0 80px;
}

.about-marketplace-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-section-label {
  font-size: 13px;
  font-weight: 700;
  color: #6B7A8D;
  letter-spacing: 0.04em;
  margin-bottom: 6px;
}

.about-marketplace-title {
  font-size: 46px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 18px;
  line-height: 1.1;
}

.about-marketplace-sub {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.65;
  max-width: 420px;
}

.about-marketplace-img img {
  width: 100%;
  max-width: 480px;
  object-fit: contain;
  filter: drop-shadow(0 20px 40px rgba(15,37,71,.12));
}


/* app section */
.about-app {
  background: #F7FBFB;
  padding: 80px 0 90px;
}

.about-app-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}

.about-app-phones {
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-phone-pair {
  position: relative;
  width: 300px;
  height: 340px;
}

.about-phone-card {
  position: absolute;
  width: 180px;
  background: #0F2547;
  border-radius: 20px;
  padding: 16px 14px;
  box-shadow: 0 16px 40px rgba(15,37,71,.2);
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.about-phone-back {
  top: 0;
  left: 0;
  z-index: 1;
}

.about-phone-front {
  top: 60px;
  left: 110px;
  z-index: 2;
  background: #fff;
  border: 1px solid #EDF2F5;
}

.about-phone-row {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,.08);
  border-radius: 8px;
  padding: 8px 10px;
  font-size: 11px;
  font-weight: 600;
  color: #fff;
}

.about-phone-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #00A897;
  flex-shrink: 0;
}

.about-phone-btn-bar {
  margin-top: 4px;
  height: 32px;
  background: #00A897;
  border-radius: 8px;
}

.about-phone-header {
  font-size: 11px;
  font-weight: 700;
  color: #0F2547;
  padding-bottom: 8px;
  border-bottom: 1px solid #EDF2F5;
}

.about-phone-row-sm {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 8px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 500;
  color: #0F2547;
  background: #F5F7FA;
}

.about-phone-ic {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-app-title {
  font-size: 44px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #0F2547;
  margin-bottom: 14px;
  line-height: 1.1;
}

.about-app-sub {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.65;
  margin-bottom: 28px;
}

.about-app-features {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 28px;
}

.about-app-features li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  font-weight: 600;
  color: #0F2547;
}

.about-feat-ic {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #E6F9F9;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-dl-label {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
  margin-bottom: 14px;
}

.about-app-stores {
  display: flex;
  gap: 12px;
}

.about-app-stores a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 22px;
  border: 1.5px solid #0F2547;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  color: #0F2547;
  transition: 0.2s;
}
.about-app-stores a:hover {
  background: #0F2547;
  color: #fff;
}


/* goal */
.about-goal {
  background: #fff;
  padding: 90px 0 80px;
}

.about-goal-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-goal-text h2 {
  font-size: 34px;
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.2;
  margin-bottom: 20px;
}

.about-goal-text p {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.7;
  max-width: 420px;
}

.about-goal-img {
  display: flex;
  justify-content: center;
  align-items: center;
}


/* regulatory */
.about-regulatory {
  background: #F7FBFB;
  padding: 70px 0 80px;
  border-top: 1px solid #EDF2F5;
}

.about-regulatory-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
}

.about-regulatory-shield {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: #E6F9F9;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 8px;
}

.about-reg-approved {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
}

.about-reg-authority {
  font-size: 15px;
  font-weight: 800;
  color: #0F2547;
  letter-spacing: 0.04em;
}

.about-reg-details {
  font-size: 13px;
  color: #6B7A8D;
  font-weight: 500;
}


/* about responsive */
@media (max-width: 960px) {
  .about-marketplace-grid,
  .about-app-grid,
  .about-goal-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .about-marketplace-img { display: none; }
  .about-embed-grid { grid-template-columns: 1fr; max-width: 520px; margin: 0 auto; }
  .about-stats { gap: 50px; }
  .about-hero-content h1 { font-size: 36px; }
}

@media (max-width: 768px) {
  .about-hero { padding: 60px 0 50px; }
  .about-hero-content h1 { font-size: 28px; }
  .about-hero-content { margin-bottom: 40px; }
  .about-stat-num { font-size: 34px; }
  .about-stats { gap: 32px; }
  .about-embed { padding: 60px 0 0; }
  .about-embed-title { font-size: 26px; }
  .about-marketplace { padding: 60px 0 50px; }
  .about-marketplace-title { font-size: 34px; }
  .about-app { padding: 60px 0 70px; }
  .about-app-title { font-size: 34px; }
  .about-app-phones { display: none; }
  .about-app-grid { grid-template-columns: 1fr; gap: 0; }
  .about-goal { padding: 60px 0 50px; }
  .about-goal-text h2 { font-size: 26px; }
  .about-goal-img { display: none; }
  .about-regulatory { padding: 50px 0 60px; }
  .about-reg-authority { font-size: 13px; }
}


/* car insurance — coverage type selector */
.ci-coverage-card {
  background: #fff;
  border: 1.5px solid #B7E6E6;
  border-radius: 14px;
  padding: 26px 26px 30px;
}

.ci-coverage-title {
  text-align: center;
  font-size: 17px;
  font-weight: 700;
  color: #0F2547;
  margin-bottom: 20px;
}

.ci-coverage-options {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.ci-coverage-option {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  width: 100%;
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  padding: 16px 18px;
  text-align: left;
  font-family: inherit;
  cursor: pointer;
  transition: 0.2s;
}
.ci-coverage-option:hover { border-color: #00A897; }
.ci-coverage-option.active {
  border-color: #00A897;
  background: #F0FAFA;
}

.ci-coverage-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background: #E6F7F5;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
}

.ci-coverage-name {
  font-size: 15px;
  font-weight: 700;
  color: #00A897;
  margin-bottom: 3px;
}

.ci-coverage-desc {
  font-size: 13px;
  color: #6B7A8D;
  line-height: 1.5;
}

.ci-coverage-continue {
  display: block;
  width: 100%;
  text-align: center;
  background: #00A897;
  color: #fff;
  border: none;
  padding: 13px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 22px;
  transition: 0.2s;
  text-decoration: none;
}
.ci-coverage-continue:hover { background: #009499; }

@media (max-width: 768px) {
  .ci-coverage-card { padding: 20px 18px 24px; }
  .ci-coverage-option { padding: 14px; gap: 12px; }
}

/* car insurance — quote wizard (steps 1-4) */
.ci-cc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.ci-cc-option {
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 8px;
  padding: 14px 10px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  color: #0F2547;
  text-align: center;
  cursor: pointer;
  transition: 0.2s;
}
.ci-cc-option:hover { border-color: #00A897; }
.ci-cc-option.active {
  border-color: #00A897;
  background: #F0FAFA;
  color: #00A897;
}

.ci-cc-single {
  display: flex;
  justify-content: center;
  margin-top: 12px;
}
.ci-cc-single .ci-cc-option { width: calc(50% - 6px); }

.ci-seat-title {
  text-align: center;
  font-size: 15px;
  font-weight: 700;
  color: #0F2547;
  margin: 0;
}

.ci-seat-hint {
  text-align: center;
  font-size: 12px;
  color: #6B7A8D;
  margin: 2px 0 0;
}

.ci-seat-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  font-size: 13px;
  font-weight: 700;
  color: #0F2547;
  margin-top: 14px;
}

.ci-toggle-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 14px;
}

.ci-toggle-option {
  position: relative;
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  padding: 14px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
  text-align: center;
  cursor: pointer;
  transition: 0.2s;
}
.ci-toggle-option:hover { border-color: #00A897; }
.ci-toggle-option.active {
  border-color: #00A897;
  background: #F0FAFA;
  color: #00A897;
}

.ci-toggle-check {
  display: none;
  position: absolute;
  top: 10px;
  right: 12px;
}
.ci-toggle-option.active .ci-toggle-check { display: inline-flex; }

.ci-addon-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.ci-addon-card {
  position: relative;
  overflow: hidden;
  background: #fff;
  border: 1.5px solid #E2EAF0;
  border-radius: 10px;
  padding: 20px 10px 16px;
  font-family: inherit;
  text-align: center;
  cursor: pointer;
  transition: 0.2s;
}
.ci-addon-card:hover { border-color: #00A897; }
.ci-addon-card.active {
  border-color: #00A897;
  background: #F0FAFA;
}

.ci-addon-ribbon {
  position: absolute;
  top: 13px;
  left: -32px;
  width: 128px;
  background: #00A897;
  color: #fff;
  font-size: 8px;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  text-align: center;
  padding: 3px 0;
  transform: rotate(-45deg);
}

.ci-addon-check {
  display: none;
  position: absolute;
  top: 8px;
  right: 8px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #00A897;
  color: #fff;
  align-items: center;
  justify-content: center;
}
.ci-addon-card.active .ci-addon-check { display: flex; }

.ci-addon-icon {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: #E6F7F5;
  color: #00A897;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 6px auto 10px;
}

.ci-addon-label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: #0F2547;
}

@media (max-width: 768px) {
  .ci-addon-grid { grid-template-columns: 1fr; }
  .ci-toggle-grid { grid-template-columns: 1fr; }
  .ci-cc-single .ci-cc-option { width: 100%; }
}


/* insured details — checkout flow */
.id-summary-company {
  font-size: 12px;
  color: #6B7A8D;
  font-weight: 500;
  margin-top: 2px;
}

.id-summary-premium {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 4px;
  flex-shrink: 0;
}

.id-req { color: #E5484D; }

.id-form-card {
  background: #fff;
  border: 1px solid #E2EAF0;
  border-radius: 14px;
  padding: 36px 40px 40px;
  max-width: 780px;
  margin: 0 auto;
}

.id-form-title {
  text-align: center;
  font-size: 22px;
  font-weight: 800;
  color: #0F2547;
  margin: 0 0 8px;
}

.id-steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  margin: 28px 0 34px;
}

.id-step-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  width: 150px;
  flex-shrink: 0;
}

.id-step {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #fff;
  border: 1.5px solid #E2EAF0;
  color: #B0BCC9;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  flex-shrink: 0;
}
.id-step.active,
.id-step.done {
  background: #00A897;
  border-color: #00A897;
  color: #fff;
}

.id-step-label {
  font-size: 12px;
  font-weight: 600;
  color: #0F2547;
  text-align: center;
  line-height: 1.3;
}
.id-step-label.active { color: #00A897; font-weight: 700; }

.id-step-line {
  flex: 1;
  height: 1.5px;
  background: #E2EAF0;
  margin-top: 18px;
  max-width: 100px;
}
.id-step-line.active { background: #00A897; }

.id-placeholder {
  text-align: center;
  color: #6B7A8D;
  font-size: 14px;
  margin: 14px 0;
}

.id-declare-box {
  background: #F7FAFB;
  border: 1px solid #EDF2F5;
  border-radius: 10px;
  padding: 20px 22px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 20px;
}
.id-declare-box p {
  font-size: 14px;
  color: #6B7A8D;
  margin: 0;
}

.id-checkbox-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: #0F2547;
  margin-bottom: 20px;
  cursor: pointer;
}
.id-checkbox-row input[type="checkbox"] {
  width: 16px;
  height: 16px;
  accent-color: #00A897;
  cursor: pointer;
}
.id-checkbox-row a {
  color: #00A897;
  text-decoration: underline;
  font-weight: 600;
}

.ti-see-btn:disabled {
  background: #B7E6E6;
  cursor: not-allowed;
}

.id-success { text-align: center; padding: 10px 0; }

.id-success-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #DCFCE7;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
}

.id-success-title {
  font-size: 20px;
  font-weight: 800;
  color: #0F2547;
  margin: 0 0 8px;
}

.id-success-sub {
  font-size: 14px;
  color: #6B7A8D;
  line-height: 1.7;
  margin: 0 0 24px;
}

.id-success-box {
  background: #F7FAFB;
  border: 1px solid #EDF2F5;
  border-radius: 10px;
  padding: 20px 24px;
  text-align: left;
  max-width: 440px;
  margin: 0 auto 26px;
}
.id-success-box h3 {
  font-size: 14px;
  font-weight: 700;
  color: #0F2547;
  margin: 0 0 10px;
}
.id-success-box ol {
  margin: 0;
  padding-left: 18px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.id-success-box li {
  font-size: 13px;
  color: #0F2547;
}
.id-success-box li::marker { color: #00A897; font-weight: 700; }

.id-success-actions {
  display: flex;
  justify-content: center;
  gap: 14px;
}

@media (max-width: 768px) {
  .id-form-card { padding: 26px 20px 30px; }
  .id-step-wrap { width: 90px; }
  .id-step-label { font-size: 10px; }
  .id-step-line { margin-top: 18px; max-width: 40px; }
  .id-success-actions { flex-direction: column-reverse; }
}